A Fixed Index Annuity (FIA) is an insurance contract between you and a life insurance company designed to help you accumulate assets for retirement. They offer low financial risk, conservative returns, and principal and earnings protection from market declines. If you are looking for a retirement strategy that protects your principal, has upside potential, and can be designed to provide a guaranteed paycheck for the life of you and your spouse1, an FIA may be the vehicle you are looking for.
Today’s annuities are different from those in the past. They offer a guaranteed lifetime income stream without annuitization, allowing your heirs to receive the remaining funds.
The purchase of an annuity is an important financial decision. Be sure to schedule a full discussion with our company about your retirement needs before making any decisions.
1Product and features may differ depending on the state of issuance and may not be available in all states. Guarantees are backed by the financial strength and claims-paying ability of the issuing company.